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Explore MoniTrove’s platform to understand our products, services, and features. Our intuitive website gives you all the information you need to start your banking journey.
Explore MoniTrove’s platform to understand our products, services, and features. Our intuitive website gives you all the information you need to start your banking journey.
Sign up for a MoniTrove account quickly and securely. Registration is simple, requiring only basic personal and business information to get your account ready for transactions.
Once registered, verify your email to activate your account. Email verification ensures the security of your account and helps prevent unauthorized access.
Select and subscribe to the MoniTrove services you need, such as DPS, Fund Transfer, FDR, Loans, or PayBill. Subscriptions are flexible and tailored to your banking needs.
Begin managing your funds immediately. Perform deposits, transfers, payments, and other banking operations effortlessly through our secure and user-friendly platform.
Easily add funds to your account anytime, anywhere. Our Deposit feature lets you securely transfer money from your bank, card, or other supported channels with instant confirmation. Manage your finances effortlessly,
Our Deposit Processing System (DPS) ensures fast and secure deposit handling across multiple channels. Whether clients add funds via bank transfer, international remittance, or internal wallet top-up, MoniTrove processes deposits in real time with full transparency and verification.
Our Fixed Deposit Receipt (FDR) service helps clients grow their savings with stable and secure investment options.
Every financial activity within MoniTrove is logged in a transparent and secure transaction ledger. Our transaction system uses advanced encryption and monitoring to ensure compliance, accuracy, and security
Access your funds anytime, effortlessly. Our Withdraw feature allows you to safely transfer money from your online account to your linked bank account, debit card, or e-wallet. Enjoy fast processing, real-time updates.
Earn rewards by inviting friends and family to join. Our Referral program makes it easy to share the benefits of our banking services while earning bonuses for every successful referral.
MoniTrove operates with a Dual-Wallet System designed for flexibility and control:
1. Primary Wallet
• Used for everyday banking activities
• Supports deposits, withdrawals, transfers, bill payments, and purchases
• Shows your spendable balance
2. Reserve Wallet
• Ideal for savings, investments, and locked funds (FDR, recurring savings, etc.)
• Helps users separate funds for better financial management
• Transfers between wallets are instant and free
This structure allows users to manage active funds separately from long-term or restricted funds.
Yes. MoniTrove supports Manual Deposit Requests for users who want to add funds via traditional or external methods.
Manual Deposit Options:
• Bank transfer to MoniTrove’s designated account
• Uploading payment proof (receipt, screenshot, reference number)
• Manual verification by the compliance team
Once verified, funds are added to your Primary Wallet and recorded in your transaction history.
Withdrawing funds from MoniTrove is simple and secure:
1. Open the Withdraw Menu
2. Select Withdrawal Method
o Bank account
o External wallet
o International transfer (if enabled)
3. Enter Amount
4. Provide Required Details (bank info, beneficiary name, etc.)
5. Submit Request
6. MoniTrove processes the withdrawal and updates status in real time.
Withdrawal times depend on the chosen method and compliance requirements.
MoniTrove uses a Tiered Ranking System that rewards activity, loyalty, and account verification.
Ways to Upgrade:
• Increase your wallet balance
• Use services regularly (transfers, deposits, FDR, loans, etc.)
• Maintain transaction volume
• Complete identity and security verifications
• Participate in promotions or seasonal upgrade events.
Higher ranks unlock benefits such as lower fees, higher limits, and better interest rates.
MoniTrove offers a Multi-Level Referral System that rewards users for growing the community.
Level Structure (Example):
• Level 1: Direct referrals (people you invite)
• Level 2: Referrals of your Level 1 users
• Level 3: Extended network from Level 2 users
How You Earn:
• Each time your referred users perform qualifying activities (deposit, FDR, loan activation, etc.), you receive a percentage-based reward.
• Rewards vary by level—Level 1 usually pays the highest rate.
• All referral earnings go automatically into your Primary Wallet.
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